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Car accident settlement value

What is my Michigan car accident case worth?

The factors that drive the value of a Michigan car accident claim — and the mistakes that shrink it.

Every car accident case is different, and no honest lawyer can tell you what yours is worth before reviewing the facts. But the same factors drive value in almost every Michigan case — and knowing them helps you protect your claim.

What increases value

  • Injury severity — fractures, surgery, traumatic brain injury, spinal injuries and permanent limitations.
  • How the injury changes your life — the heart of Michigan’s serious impairment threshold.
  • Medical costs beyond your PIP coverage, especially if you chose a limited PIP level.
  • Lost income beyond what no-fault pays, and any lasting effect on your ability to work.
  • Clear liability — rear-end crashes, red-light violations, drunk drivers.
  • Strong documentation — consistent treatment, photos, witnesses and records.

What limits value

  • Insurance limits. The at-fault driver’s policy is often the practical ceiling — which is why we look for underinsured motorist coverage and other policies.
  • Your share of fault. Your recovery is reduced by your percentage of fault, and more than 50% bars pain and suffering damages.
  • Gaps in treatment or not following medical advice.
  • Pre-existing conditions, which insurers often blame — though aggravating an old injury is still compensable.

Recent results

Every case is different, and prior results don’t guarantee a similar outcome.

Don’t settle too early

Insurers often make quick offers before the full extent of your injuries is known. Once you settle, you can’t reopen the claim. Get a free, honest case review before you sign anything.

Hurt in a crash, bitten by a dog, or charged with a crime? Talk to David today.

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